Thursday, November 8, 2012

Credit Card Cash Advance Information

There are many instances where a person may need cash immediately and cannot wait until his or her next paycheck. Examples can include needing to pay for unexpected repairs, needing to help a friend or family member with expenses, needing to pay a bill, and many more. In many cases, using a charge card can be convenient as credit cards are accepted nearly anywhere for a variety of payments. There are however, instances where a charge card cannot be used to make a payment but with cash advance options offered by credit companies, a person can get the cash they need right away.
Not all credit card companies offer the option for cash advances. For those that do, there are specific rules that may apply that are different than those that regulate typical charge card usage for purchases. One of the varying rules that many companies enforce is there is a different interest rate that is applied to the amount of cash advanced. This rate can be significantly higher than the rate for purchases made with the credit card. Because of this, it is recommended that cash advances be limited to rare cases that they may be needed.

Tuesday, October 2, 2012

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Criteria of these loans are really easy and you take less than half an hour in meeting the application. You have to meet the following conditions:



  • The borrower must have a regular income with permanent employment

  • The borrower must have a valid bank account

  • The borrower must be 18 years above.


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